The policy of our online loan company is the result of a new customer-oriented approach aimed at the optimization and acceleration of all the transactions. By getting rid of tedious paperwork preventing you from obtaining a loan you need at a proper time and maintaining quick application process, we guarantee that all our Champaign customers receive their loans on advantageous terms.
We provide loans in full accordance with the current lending legislation of Illinois. Due to this, our company does not provide loans for the period longer than 120 days or shorter than 13 days. However, there are no other restrictions within these limits, so you can repay your loan whenever it suits you best as long as it does not violate the legally established maximum term.
In order to speed up all the phases of the application process, we perform no checks of your credit history, nor do we ask for paper copies of your ID. Your personal data in electronic form together with your electronic signature are enough to proceed for the last stage. After this, you obtain approval for your loan application and receive the money.
The maximum amount of cash you can receive as a loan in Illinois must not exceed $1,000. However, not all customers may count on getting such a sum – according to the law, a client may receive $1,000 only if it is less than or equal to their monthly income before taxes. As for the minimum sum, there are no restrictions limiting its amount, which means you do not have to apply for great sums of cash when you need only a couple hundred dollars.
Our company put in great efforts to assure that you can get a loan avoiding any delays. For instance, you do not need to visit the office to close the transaction; all you have to do is fill in the application form, which is available on our website. The application form contains minimum treaty provisions, so dealing with it usually takes less than few minutes.
In addition to your ID, you need to specify the amount of money you wish to get. Next, submit your bank account number. From that point, the correctness of the submitted data will be handled in automatic mode. As for the actual cash transaction, it takes less than 24 hours, so in most cases, you may receive your money the same working day you submit your data.