Since the state of Illinois allows payday lending with few legal restrictions, all our Naperville customers are welcome to apply for loans online with the help of our application service. The service is created with an aim to free residents of Naperville from bureaucratic delays that eventually appear when dealing with paper records. We do provide the requested credits in the shortest terms and on a regular basis.
According to the state legislation, you can have no more than one loan at the same time. In addition, you have to maintain a certain period between the loans – for instance, you have to wait no less than 7 days after 45 days of dealing with one loan before getting another one. Under these conditions, you can plan your loans ahead, while we stay ready to provide you with all the necessary assistance.
All our payday loans should be repaid within the period of 13 up to 120 days. Rollovers are also prohibited; as for the rest, the state loan policy is pretty much in tune with the customers’ interests, providing them with considerable flexibility in the repayment terms. Consequently, our lending company permits issuing payday loans for all customers without controlling their credit history. Even if you have had some troubles with in-time repayment of other credit deals, your application is rather unlikely to get rejected.
The decision on the approval of your application is made upon receiving your ID data along with your bank account number. Since you do not have to send your papers by fax – all the submissions are made in an electronic form – you can draw up an application and find out whether it is totally fine within mere minutes.
After you provide your ID data, you have to select an amount of cash you need. A credit lender in Illinois cannot give you a loan exceeding $1,000 and such a cash advance must be less than or equal to 25% of the borrower’s monthly income before taxes. There are no other limits, so you can get a sufficient sum without borrowing more than you actually need to.
Since the money is transferred directly to your bank account and all other transactions are handled online, the time-lag between filling the application form and getting your money is likely to be less than 24 hours.